{"id":38,"date":"2024-04-30T10:43:23","date_gmt":"2024-04-30T13:43:23","guid":{"rendered":"https:\/\/phadvogados.pt\/?post_type=servico&#038;p=38"},"modified":"2024-07-04T12:42:20","modified_gmt":"2024-07-04T11:42:20","slug":"recuperacao-de-creditos","status":"publish","type":"servico","link":"https:\/\/phadvogados.pt\/en\/servico\/recuperacao-de-creditos\/","title":{"rendered":"Debt Recovery"},"content":{"rendered":"<p>The demand for loans has increased in recent years. Considering the ease with which banks grant them, a favorable scenario for over-indebtedness is created. This combination of factors leads to an increasingly constant need for companies to resort to credit recovery services.<\/p>\n<p>Through strategies tailored to their needs, banks seek to recover both the amounts owed and the overdue credits.<\/p>\n<p>Credit recovery, therefore, refers to the effort to recover previously granted financing that, for various reasons, has stopped being paid by the client. Restructuring, in turn, involves reorganizing an overdue credit.<\/p>\n<p>In this regard, the judicial route involves the intervention of the courts. On the other hand, extrajudicial measures are primarily based on voluntary negotiation. That is, payment is made in the manner agreed upon between the entity and the debtor, for example, through a new payment plan or restructuring of operations.<\/p>\n<h2><strong>Credit Recovery: How We Can Help<\/strong><\/h2>\n<p>We have extensive experience in credit recovery, prioritizing the extrajudicial negotiation of debts, which is conducted systematically and promptly through a specialized structure in pre-litigation.\u00a0<\/p>\n<p>We also provide monitoring and preventive advice in daily management with economic partners, such as: clients, creditors, and debtors.\u00a0<\/p>\n<p>Additionally, we address the demands of large-scale litigation and contentious management of client portfolios in the area of coercive credit collection and in the area of safeguarding the rights of the debtor.<\/p>\n<p>Among the services we provide in this area, we highlight:<\/p>\n<ul>\n<li>Extrajudicial credit collection<\/li>\n<li>PEPEX;<\/li>\n<li>Injunction;<\/li>\n<li>Enforcement action<\/li>\n<li>Seizure with on-site monitoring and enforcement sale;<\/li>\n<li>Claiming debts in insolvency;<\/li>\n<li>Drafting payment agreements.<\/li>\n<\/ul>\n<h2><strong>Our team<\/strong><\/h2>\n<p>Dr. Paulo Batista is the coordinator of the credit recovery department. With several years of experience in this area, he is an asset to any client in need of this type of service.<\/p>\n<p>Contact us and receive specialized advice that is 100% dedicated to your needs.<\/p>","protected":false},"excerpt":{"rendered":"<p>A procura por empr\u00e9stimos cresceu nos \u00faltimos anos. Se pensarmos na facilidade com que os bancos os concedem, cria-se um cen\u00e1rio prop\u00edcio para o sobre-endividamento. Esta conjuga\u00e7\u00e3o de fatores, leva \u00e0 necessidade, cada vez mais constante, das empresas recorrerem aos servi\u00e7os de recupera\u00e7\u00e3o de cr\u00e9ditos. Atrav\u00e9s de estrat\u00e9gias adaptadas \u00e0s suas necessidades, os bancos procuram [&hellip;]<\/p>\n","protected":false},"featured_media":653,"template":"","regiao":[2],"class_list":["post-38","servico","type-servico","status-publish","has-post-thumbnail","hentry","regiao-portugal"],"acf":[],"_links":{"self":[{"href":"https:\/\/phadvogados.pt\/en\/wp-json\/wp\/v2\/servico\/38","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/phadvogados.pt\/en\/wp-json\/wp\/v2\/servico"}],"about":[{"href":"https:\/\/phadvogados.pt\/en\/wp-json\/wp\/v2\/types\/servico"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/phadvogados.pt\/en\/wp-json\/wp\/v2\/media\/653"}],"wp:attachment":[{"href":"https:\/\/phadvogados.pt\/en\/wp-json\/wp\/v2\/media?parent=38"}],"wp:term":[{"taxonomy":"regiao","embeddable":true,"href":"https:\/\/phadvogados.pt\/en\/wp-json\/wp\/v2\/regiao?post=38"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}